In any case where there is an injury, the objective is always to have enough funds to make sure you get compensated for the medical care you receive and for the pain and suffering you endure.
Texas law only requires drivers to carry $30,000 in liability coverage to protect them for accidents they cause. If your medical bills exceed that, we will be looking for Personal Injury Protection (PIP) and Underinsured Motorist Coverage (UIM) to “stack” all of the coverages together and maximize your total settlement.
We will not send demands on these coverages without your consent. However, if you have these coverages available on your policy, you pay premiums to protect you in these cases. Therefore, we recommend you take advantage of the available coverage to maximize your recovery