How to Handle A Car Accident Involving An Uninsured Driver?

A phone taking a picture of a car after a wreck

Car accidents in Dallas are commonplace, and when they occur most of us are relieved to learn that the driver at fault has insurance. Insurance helps guarantee that your damages and injuries will be financially covered to some extent.

However, some drivers may not be on the car’s insurance plan or are simply irresponsibly driving while uninsured. This creates a sticky situation for a car accident victim and must be handled a specific way to ensure that proper compensation is recovered at the end of the incident.

Call the Police

Even before you know the insurance status of the other driver; remember that you have been involved in a car accident. You must call the police. Their report will serve as proof that the accident happened and can supplement the documentation you take at the scene.

All of this information combined, can help you work with your insurance company as you try to gain compensation and not pay for this accident and your injuries out of pocket.

Document the Accident

Take photos of the accident and any injuries you’ve sustained. Also, don’t forget to take down pertinent information about the offending vehicle:

  • What was the make?
  • What color was it?
  • What is the license plate number

Once the police arrive, document the officer’s badge number for future reference when your claim makes it to your insurance company.

Hire a Personal Injury Lawyer

Even if your injuries are slight, always hire a professional car accident lawyer. Your lawyer can help you make the right decisions moving forward from the accident. From what to tell your insurance company, to how to officially file a personal injury claim.

If there are funds to be recovered, it’s likely that your insurance company won’t want to completely pay out. Working with experienced lawyers, like the personal injury attorneys of Bober Law Firm, ensure that your case is handled effectively and compassionately, in order to achieve the desired financial results you deserve.

Don’t Accept Cash

Uninsured drivers can face steep legal penalties once the police arrive on the scene. They may try to offer you money at the scene of the accident in order to avoid any legal issues. Don’t accept it.

Directly after the accident, you still don’t know what the state of your injuries may be until seen by a doctor. So, accepting the cash now could be an act that financially holds you back in the future if your injuries are more extensive than you first thought them to be.

Still Ask for Contact Information

Even if the driver is uninsured, contact information is essential to your case. You may need to reach out to them for a statement involving your insurance claim. Also, make sure to take down any witness information to use as further proof while your personal injury lawyers build up their case against your insurance company.

Bober Law Firm Helps You Overcome Uninsured Accident Obstacles

If you or a loved one have been injured in a car accident caused by an uninsured driver, the personal injury lawyers of Bober Law Firm want to hear from you. We can help you initiate a personal injury claim with your insurance and ensure that you receive the full compensation you are owed for your injuries and troubles.

Contact us today to schedule a free consultation with a member of our legal team.