Underinsured Motorists Coverage is optional coverage under your policy designed for situations where at-fault party carries a level of insurance that complies with Texas law, but is still inadequate to fully compensate an injured party for their medical bills, property damage, lost wages, and pain and suffering.
In this case, we will pursue the policy limit of the at-fault party and then demand additional coverage under your UIM policy and “stack” the coverages together to maximize your settlement potential.